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Frequently Asked Questions
When Will I Start Seeing Results
With the credit repair process, the credit bureaus have 30 to 45 days to perform their investigation and respond to the disputes. So it is very realistic to start seeing some corrections on your credit repair from your first round of disputes.
How Long Does Credit Repair Take
You can start seeing results in your credit in as little as 30 days, but on average our clients are in our services from 4 to 6 months. The time it takes to repair your credit depends on your credit files and personal goals.
Can You Remove Everything Negative From My Report?
Credit Repair is removing inaccurate and unverifiable items from a credit report. If items are inaccurate in their listing, assignment, or process they can legally be removed from your credit report. Also, if a disputed item cannot be verified it can legally be removed from your credit report. We cannot guarantee the removal of any specific item or information from your credit report.
How Much Will My Score Improve
This is one of the most common questions we get. The truth is...no one can tell you. There are so many different factors that go into a credit score that there is no way to predict exactly how much your score may improve. But rest assured, our goal is to correct as many derogatory items as possible which typically has a positive impact on your scores.
What Happens if Items Remain on my Credit
Any item that is accurate and verifiable can remain on your credit report 7 to 10 years from the date of the first delinquency. Even with accurate items that are derogatory, you can still have good credit - it may just take a little more work!
Will Removed Items Come Back
Typically we do not see items return on our client's credit reports because they are inaccurate or unverifiable. But, if an item is corrected, and re-reported it is possible for it to reappear on your credit.
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